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This includes money owed on personal credit card accounts, auto loans, medical bills, and mortgages.The FDCPA does not cover debts incurred in running a business.It can also make it difficult to get credit, buy a home, get life insurance, or sometimes get a job. Trustee Program at the Department of Justice (DOJ).Federal courts have jurisdiction over all bankruptcy laws, so you’ll file a petition in a federal bankruptcy court. To protect your account security, you must update your browser as soon as possible.
Bankruptcy information stays on a credit report for 10 years.
If you're unable to pay your creditors, filing for bankruptcy can help you get a fresh start.
Bankruptcy involves liquidating, or selling off, your assets to pay your debts, or creating a payment plan.
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
The Act covers personal, family, and household debts.